Voluntary property insurance

Buildings (constructions) under voluntary property insurance shall include the following:

  • The building proper, including walls, floor, ceiling, doors and windows (except for windowpanes)
  • Exterior decorations
  • Interior decorations of walls, floor, ceiling, inner doors, windows (except for windowpanes)
  • Engineering structures (water supply system, sewerage and heating system, electricity supply system),situated in the territory of the insured building (construction)
  • Fire safety systems and devices
  • Movable property in the insured building (construction)

Insurance risks:

  • Fire, lightning stroke, explosion
  • Hurricane, thunderstorm, tornado
  • Hail
  • Mudflow (flood)
  • Impact of aircraft and other flying objects, or falling objects, collision of overground vehicles
  • Landslide
  • Unlawful hostile activities of the third parties
  • Earthquake
  • Waste disposal
  • Crushed windows
  • Burglary
  • Flooding